What are the Holes in STM plans?

[Chazm]

When renewed at each year for up to 3 years, is there health questions at each year (renewal)?

 

[somarco]

When renewed at each year for up to 3 years, is there health questions at each year (renewal)?

Always

 

[Yagents]

There are probably OK other companies besides UH1, but one I recently found looked good until the coverage certificate (and nowhere else in their literature) only to be seen upon issue, mentions that certain occurrences, such as appendicitis, have a low dollar limit per incident. $2,500 in this case. So, not a true 80/20 to a max out of pocket situation. Not what I want to sell.

I saw that in life shield stm product. No thanks

 

[Yagents]

Is short-term health insurance right for you?

click state

 

[myinsurebiz]

It works until the STM prices are higher than ACA full premiums

?? Does leaving a STM plan create a SEP to an ACA plan if it happens outside of Open Enrollment?

 

[Yagents]

No.............

 

[scagnt83]

I got sucked into your trap. The best choice is get a job with benefits, or some other way to come into a group plan.

Marry rich

 

[somarco]

Marry rich

Someone named Rich doesn't appeal to me. Mary or Marry, yes, but not Rich