What Individual Health companies would you use in Michigan?

Jan 8, 2007

  1. mmb98
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    mmb98 Expert

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    I am anticipating getting into the individual health insurance market more here in Michigan. Does anybody have experience in this market here. I have dabbled a little in the past.

    Currently I am appointed directly with Assurant/John Alden, Humana, United Health Care/Golden Rule, and Blue Cross Blue Shield. I am getting 20% as earned on all but the BCBS which is only 8% (but there is no underwriting involved).

    I went to eHealthInsurance.com and noticed Unicare and Aetna came up quite a bit (so did Celtic, but based only on a bit of information, I'm not too impressed by this company). Do you think Unicare and Aetna would be worth getting appointed with (or other companies), or should I stick with what I have?

    Any advice or insight would be appreciated.
     
  2. STIBROKER
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    STIBROKER Like My post and enter the DRAWING,,,, Moderator

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    depends on how much business you plan on losing......



    [​IMG]
     
  3. K-Dub
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    K-Dub Super Genius

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    Why not get appointed with everyone? Have everything in your back pocket!
     
  4. mmb98
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    mmb98 Expert

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    I just submitted paperwork with UniCare and Aetna. Any others that I may be missing? Thanks.
     
  5. bcbroker
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    bcbroker Super Genius

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    It is my understanding from internal sources that Assurant Health has targeted Mi as 1 of 4 states that they expect to do really well with.
     
  6. TXINSURANCE
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    TXINSURANCE Guru

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    Michigan is a great state - Unicare is hit or miss with their network and they rate up like crazy (non waiver state). It is nice to have a GI BCBS so you can put the unhealthy on BCBS MI and write the rest elsewhere.

    8% on GI is great except you can not write direct and they are a huge pain to deal with, very incompetent.

    Overall MI is a great state, it sounds like you have your bases covered between Unicare, Aetna, UHC / GR, you got the bulk of it.
     
  7. dmiller90
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    dmiller90 Guru

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    Not even One of the Major Players in Michigan. Never have anyone ask for it either.:no:
     
  8. CHUMPS FROM OXFORD
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    CHUMPS FROM OXFORD Guru

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    This thread was dead for almost 18 months. Odd.
     
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