What to Replace an Evercare Snp Chronic Plan with

[luke4275]

I have never heard more posts from a nastier sadder group of agents.. I love it.. it makes me laugh.. thanks for the laughs..
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I've decided to consider offering my client a healthy heart plan. He was not pleased to pay the $25 a month prem which will go to zero,. and his copays which were at 20 for pcp and 35 for a specialists, will go to down to 10 and 10 and his first 6 days in hospital's oop will also be reduced almost in half. He has no doc he wants to keep and his meds are all generics in the forumlaries of both plans so I will consider this plan while looking at other options. I stop at nothing at finding the best for my client, so no decision has been made yet.... damn, i am good.. thanks for all that helpful support.. lol, clowns

 

[houcoogster]

I have never heard more posts from a nastier sadder group of agents.. I love it.. it makes me laugh.. thanks for the laughs..
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I've decided to consider offering my client a healthy heart plan. He was not pleased to pay the $25 a month prem which will go to zero,. and his copays which were at 20 for pcp and 35 for a specialists, will go to down to 10 and 10 and his first 6 days in hospital's oop will also be reduced almost in half. He has no doc he wants to keep and his meds are all generics in the forumlaries of both plans so I will consider this plan while looking at other options. I stop at nothing at finding the best for my client, so no decision has been made yet.... damn, i am good.. thanks for all that helpful support.. lol, clowns

Suck it up cry baby!

 

[GreenSky]

I stop at nothing at finding the best for my client, so no decision has been made yet.... damn, i am good.. thanks for all that helpful support.. lol, clowns

Unfortunately, you don't have any idea of what "the best" is for your client. Also, he's a prospect at the moment. He won't be a client until he signs the application.

The only thing you won't do is learn on your own. So much for "stopping at nothing." You really mean you'll "ask questions over and over until someone on this forum gives you the answer."

You call us clowns yet you constantly ask questions that you should already know the answer. We won't help you because you won't help yourself.

Good luck finding a job. You might want to practice saying "You want fries with that?"

Rick

 

[G.Gordon]

Luke,

Call our post mean, call us nasty and sad, but the truth remains that we take what we do for seniors very serious. We study. That's not limited to what we need for a sale this week. We study crap that we don't want to sell. I study the MA market in my area. I'm not contracting with nor jumping through the hoops CMS imposed to sell PDPs or MAs. I do so because I know I'm going to get calls from people in those plans, calls from clients that an agent is trying to get them to sign up for those plans, etc. It's called professional knowledge.

Before I went on my first sales call for a med supp I studied for three days. Three full days of at least 10-12 hours/day. I read everything. I could draw you the CMS outline of coverage diagram showing you the difference between all the plans. I could tell you benefit by benefit what each plan covered and if you asked what is the difference in plan D to plan F I could spit it out without looking. By the end of that first week just a few years ago I could also tell you by company name who was and was not competitive and just make a pretty good "off the cuff" guess how much a client could save.

We're not being mean to a noob... we're insulted, worried, concerned, and tired of guys like you that can't make it anywhere else so you think doing this is easy. Welcome to reality.