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Who is a good company to look at for placing declines and difficult cases... I already know about the SC risk pool and/or possibly getting the individual into a group plan.
Is there a company out there in your experience that may have more lenient underwriting than say Assurant, BC/BS and etc. Is there a guaranteed issue company like there are for life insurance?
Had a gal with Rheumatoid Arthritis and the first 3 companies I did risk assessments with told me she is a decline.
Would a company like UA be a valid option and would UA accept her? ... Any serious and reasonable suggestions would be welcome. Thanks!
Al D.
Is there a company out there in your experience that may have more lenient underwriting than say Assurant, BC/BS and etc. Is there a guaranteed issue company like there are for life insurance?
Had a gal with Rheumatoid Arthritis and the first 3 companies I did risk assessments with told me she is a decline.
Would a company like UA be a valid option and would UA accept her? ... Any serious and reasonable suggestions would be welcome. Thanks!
Al D.