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Have a client that was told by Lincoln to come back in a year due to his TM transverse myelitis because they wouldn't insure him now (says the agent, possibly because his premiums would crash his vul too soon)
I'm looking for $250,000 10-15 year term policy. His tm was 6 months ago. Should I be shopping this around or wait 12 months past the tm?
Thank in advance.
I'm looking for $250,000 10-15 year term policy. His tm was 6 months ago. Should I be shopping this around or wait 12 months past the tm?
Thank in advance.