Sailcharleston
New Member
- 3
I am a 37 year old m non smoker. Was rated prefered a couple years ago for a term policy with Am Gen whatever that is worth.
Am looking for a whole life policy for a permanent death benefit ( I have a 1 year old and my term policy expires when she is 17.) I also would like to use this policy as the conservative portion of my retirement planning and the majority of my emergency fund. I have ~52000 I can put in whenever. For the next 3 years or so I can reasonably only put in around 3600 a year other than the 52000 I can feed in. I have a little interest in the banking aspect that exists as well.
Am looking for a whole life policy for a permanent death benefit ( I have a 1 year old and my term policy expires when she is 17.) I also would like to use this policy as the conservative portion of my retirement planning and the majority of my emergency fund. I have ~52000 I can put in whenever. For the next 3 years or so I can reasonably only put in around 3600 a year other than the 52000 I can feed in. I have a little interest in the banking aspect that exists as well.