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That is just the point.. If it is laying on table, she has yet to mail it in.. That is the reason it is leaving when I leave.. That way she won't be tempted to mail one of them in. Maybe the next one she receives but not one of those..
I was more thinking of the chronic planners who have been hanging around here for years it seems like, but still haven't taken the first step. Just think of all the insurance that has been sold and commissions made while these people are still "trying to decide on the best plan".