Hello Pros,
I'm curious if zero premium plans are helpful or hurtful to clients? From what I've read, it sounds like it depends on the health status of the client as the co-pays or deductibles may be high to make up for the zero premium?
Also, if zero premiums are good for a segment of the market, what is a good non-captive broker specializing in MA/MG/Zero Premium to work under which would sign a release if I would ever need to switch brokerages?
I don't mind if the broker isn't offering the highest paying commission split, but rather need one that has great support and training.
Any thoughts would be appreciated. Thanks!
I'm curious if zero premium plans are helpful or hurtful to clients? From what I've read, it sounds like it depends on the health status of the client as the co-pays or deductibles may be high to make up for the zero premium?
Also, if zero premiums are good for a segment of the market, what is a good non-captive broker specializing in MA/MG/Zero Premium to work under which would sign a release if I would ever need to switch brokerages?
I don't mind if the broker isn't offering the highest paying commission split, but rather need one that has great support and training.
Any thoughts would be appreciated. Thanks!