2010 AARP Med Supp Sales

[Longtimeagent]

I may be confused, won't be the first time. Please help me out if I didn't understand the question.

Agents can write a Med Supp on seniors turning 65 with the app dated six months before they go on Medicare. Very seldom will a senior write a check for the first months premium that far in advance.

Open Enrollment period begins on the effective date of Part B and lasts for six months.

All companies that I am aware of will allow an agent to write a Med Supp app and advance the effective date up to three months in advance of the application date.

That is correct! You can, if the client will do it, sell it 6 months out. I just placed a UoO for a 11/1/10 T-65. He gladly wrote the check, and said thanks. That whole OEP/ICEP/SEP crap doesn't pertain to Med Supps! Don't confuse them. The clients GI status does last for 6 months after they turn 65, so they really have a whole year of GI to do what they want.

 

[mr_jpt]

Sorry Chazm for the weak first post, but I thought the purpose of this forum was for Agents to share information and clarify questions not be criticized for asking a question. I guess with only 11 post under my belt I have not made to your level of expertise yet. I will strive to do better.

Another clarification: Chazm was referring to Griffonk's 1st post here, not yours. (This is not your 1st post)

 

[Chazm]

Actually OEP for med supps runs to <7 months (No underwriting required) after T65 according to the Chart they used in the certification training, I have a copy of the chart. I was inquiring or rather clarifying, if this still meant we could do this 3 months before and three months after Birth month or if this meant we could not write until birth month and go out 7 months. I went back on website and the Florida Apps are now available (not at time of post) for order but I don't see Florida Apps that you can download. Thanks Chazm for the clarification. Sorry Chazm for the weak first post, but I thought the purpose of this forum was for Agents to share information and clarify questions not be criticized for asking a question. I guess with only 11 post under my belt I have not made to your level of expertise yet. I will strive to do better.

Yeah I was referring to the other post from griffonks.

When you look up the apps on unitedhealthcares website if you click on "KIT" it should allow you to click (on the right) a pdf file to download the app