39 Years Old GI

true GI policies start at either 45 or 50 for just about everyone out there. For a 39 yo, you're looking at a graded/modified benefit policy with some health questions.

What is the guy's health history like that would make him look at GI policies at his age? Can you provide some details?
 
"What is the guy's health history like that would make him look at GI policies at his age? Can you provide some details?"


She has been an insulin dependent diabetic for several years, obese and has heart problems, she tried to get insurance in the past but was turned down.
 
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