40 Yr Old W/ NO Checking Account Needs FE Policy

[summerof18]

Hi everyone, I have a lady whos in need of insurance.

I have found her 25K with SNL but need to find an additional 25K for her...

Heres the scenario...

40 yr old Female
Florida
No checking account, can pay with Money orders.
Has Lupus SLE, diabetic (pills) and vertigo (dizzy spells)

Any suggestions?
The health is not the main issue on getting her insurance its finding a company that accepts money orders.

Thank you.

 

[Indy007]

There is a reason she has no checking account... Likely too many NSF's. Can she pay annually?

 

[jdeasy]

Health does seem to be an issue but you might want to try Settlers. They will monthly bill. AmAm and LH will also monthly bill. If she is on disability then AmAm is not an option. UHL will also monthly bill.

Many options for irresponsible people without bank accounts if they can qualify healthwise.

Hi everyone, I have a lady whos in need of insurance.

I have found her 25K with SNL but need to find an additional 25K for her...

Heres the scenario...

40 yr old Female
Florida
No checking account, can pay with Money orders.
Has Lupus SLE, diabetic (pills) and vertigo (dizzy spells)

Any suggestions?
The health is not the main issue on getting her insurance its finding a company that accepts money orders.

Thank you.

 

[summerof18]

No but she can pay quarterly. Those companies will direct bill her monthly for money order payment?? Interesting. Ill will check into those tomorrow!

 

[Indy007]

I agree, I just personally don't like writing business I know with 90% certainty, won't stick. If they'll put some "skin in the game" by paying something more substantial than monthly, I'll consider writing it.

 

[summerof18]

Thanks JDeasy,,,,would you have the agent phone line to any of those companies you referred. I google some companies, and perhaps Lafayette and Assurity would work also, you have any idea off hand?

 

[PittAgent]

Thanks JDeasy,,,,would you have the agent phone line to any of those companies you referred. I google some companies, and perhaps Lafayette and Assurity would work also, you have any idea off hand?

Is whatever tiny as earned commission you would get from this worth all the hassle of actually going out to write the deal, new contracting and probably falling off the books next month, etc..

 

[summerof18]

Yes because she's an acquaintance of mine and in dier need, she really wants insurance for her family. She is also going to be getting a policy for her husband. Its not always about money, its about helping someone out when they were upset that they got declined for a UL product before and didn't know about simplified policies.

 

[TDFnCali]

Thanks JDeasy,,,,would you have the agent phone line to any of those companies you referred. I google some companies, and perhaps Lafayette and Assurity would work also, you have any idea off hand?

Assurity doesn't want anyone who's diabetic, trust me on that 1.

Sent via my Sprint Galaxy S4 using Insurance Forums

 

[moonlightandmargaritas]

Its not always about money, its about helping someone out when they were upset that they got declined for a UL product before and didn't know about simplified policies.

Maybe social work would be a more appropriate career for you.