56yr Old Female Type II Insulin Diabetic, Currently on Dialysis

KSKJ is not offering contracts anymore, FEX wiped out their capacity for new business. They had nothing good to say about them last year, now they are sweet hearts

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KSKJ is not offering contracts anymore, FEX wiped out their capacity for new business. They had nothing good to say about them last year, now they are sweet hearts! I guess getting some of your policies replaced gets your attention.


I don't recall anyone from FEX saying anything about KSKJ last year, good or bad.

What are you talking about?
 
KSKJ is not offering contracts anymore, FEX wiped out their capacity for new business. They had nothing good to say about them last year, now they are sweet hearts

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You are brave to make a statement like this.
This is not monkey business.:laugh::laugh::laugh:

Hahaha, what's wrong with monkeys? I already knew about KSJK from their Med Supps a few years ago, but Inreverse turned me on to their FE 1 1/2 years ago. I doubt that anyone knows them better than him.

If it's the truth, why does the statement have to be brave?
 
KSKJ is not offering contracts anymore, FEX wiped out their capacity for new business. They had nothing good to say about them last year, now they are sweet hearts ----------

What was said about them last year?
 
KSKJ is not offering contracts anymore, FEX wiped out their capacity for new business. They had nothing good to say about them last year, now they are sweet hearts ----------

Ok, so since I'd be newly contracted, it looks like my only options are Gerber or Greatwestern?

Thanks!
 
Ok, so since I'd be newly contracted, it looks like my only options are Gerber or Greatwestern?

Thanks!

Yep. Between those 2, I'd go with Great Western. They pay better FYC, pay renewals and have a better chargeback policy. Gerber's cheaper though. Actually, it doesn't look like Great Western's in California, so it's Gerber. NGL and Columbian Life are there, but the premium's about double. of what Gerber is.
 
Looking at thier we site they talk about their policyholders as "members" but they talk about their life insurance in terms of "polices". So, my question is are they a fraternal insurance company or not? If so, is the insurance issued on a 'certificate' instead of a 'policy?'
 
Looking at thier we site they talk about their policyholders as "members" but they talk about their life insurance in terms of "polices". So, my question is are they a fraternal insurance company or not? If so, is the insurance issued on a 'certificate' instead of a 'policy?'

If you are talking about KSKJ, they are fraternal and they issue certificates.
 
If you are talking about KSKJ, they are fraternal and they issue certificates.

OK... Thanks...Looks like They have a good product line up. Just curious, do have any problem getting people to accept a company whose name they can't even pronounce? :).. Looks like you would get a whole lot "Who is that" when you tell them what company you are recommending. I know that name doesn't wrap around my hillbilly tongue very easily.
 
OK... Thanks...Looks like They have a good product line up. Just curious, do have any problem getting people to accept a company whose name they can't even pronounce? :).. Looks like you would get a whole lot "Who is that" when you tell them what company you are recommending. I know that name doesn't wrap around my hillbilly tongue very easily.


Hahaha, yeah I'd love to hear a hillbilly with a southern accent say Kranjsko Slovenska Katoliska Jednota fast 3 times!

JD? LOL

Hell, I'd like to hear anybody say it fast 3 times.
Kranjsko Slovenska Katoliska Jednota
Kranjsko Slovenska Katoliska Jednota
Kranjsko Slovenska Katoliska Jednota
 
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