58 Year Old Smoker W/Lupus

[germanwine1]

Hello

Does anyone have an idea of which carriers would take a 58 year old male with Lupus. He has the kind which gives you skin rashes not the systemic which attacks your organs.

He does smoke and is on meds for back pain. Americo gave a limited quote of 119.45 but I was wondering if there was another carrier that was less expensive. Looking at $20,000-25,000.

 

[Eldo]

Ht. & Wt.?
How much does the $ 119.45 with Americo buy?

 

[jdeasy]

Hello

Does anyone have an idea of which carriers would take a 58 year old male with Lupus. He has the kind which gives you skin rashes not the systemic which attacks your organs.

He does smoke and is on meds for back pain. Americo gave a limited quote of 119.45 but I was wondering if there was another carrier that was less expensive. Looking at $20,000-25,000.

What a "limited quote"?

Most of the FE applications ask about "systemic" lupus so he should be good with any of them. Americo does have good smoker rates though.

 

[TDFnCali]

Hello

Does anyone have an idea of which carriers would take a 58 year old male with Lupus. He has the kind which gives you skin rashes not the systemic which attacks your organs.

He does smoke and is on meds for back pain. Americo gave a limited quote of 119.45 but I was wondering if there was another carrier that was less expensive. Looking at $20,000-25,000.

To be on the safe side, go with Monumental... They don't ask about lupus.

I don't know if the new Transamerica product ask, still using Monu in Calif.

Sent via my Sprint Galaxy S4 using Insurance Forums

 

[germanwine1]

Ht. & Wt.
How much does the $ 119.45 with Americo buy?

6'1" 200 lbs
$25,000