73 Years Old Female Got Turned Down by RNA

[Todd King]

You are still going to bump up against MIB and Script checks. If you want to salvage this case you need to get the MIB at a bare minimum. Then re question your client.

x2...if you really want to try to help the client as best you can, you're going to have to find out why she was turned down.

 

[Foreclosure]

You're talking about Smart UL, it goes to age 70.

 

[Todd King]

No, he is referring to their new WL policy, but the SI only goes to age 70. The fully underwritten goes to 85, which will not help you in this case.

 

[jdeasy]

No, he is referring to their new WL policy, but the SI only goes to age 70. The fully underwritten goes to 85, which will not help you in this case.

Is it still a $250,000 minimum at the higher ages?

 

[Todd King]

Is it still a $250,000 minimum at the higher ages?

The non-med is a 25K minimum across the board.

 

[jdeasy]

The non-med is a 25K minimum across the board.

Yeah, but I was talking about the fully underwritten. They sent me all that stuff and I only needed to look at the rates to see I didn't want to go further.

 

[Todd King]

Okay, on the fully underwritten the minimums are 250K for ages 16-55; 150K for ages 56-70; 25K for ages 71-85