Yeah, filling out an app for new MA takes about 3 minutes. Nice scare tactic though.
A dying agents warning ‼️
- Thread starter Duaine
- Start date
You may not have had a client however if their network is poor or who is in network is not all that good and they have a serious health problem and need to be treated out of network that is going to trash their finances if they are not wealthy.
I don't necessarily make them out to be bad. I was just commenting on the statement about seniors not being able to afford a med supp. That's just negative thinking that really doesn't belong in an agents head at all.
- 380
Clark Howard? Seriously? I remember listening to his radio program years ago and he was railing about bank-issued debit cards. "Don't ever get one of those fake Visa or Mastercards issued by banks." Stupid.
Reminds me of the time I heard Dave Ramsey on the radio tell a woman never to borrow money to start a business. Id/i/ot! Most small (and large) businesses would never have gotten started without wise borrowing. I used to own three small businesses, borrowed from the bank in all three cases, paid the loans off ahead of time and never looked back. Most of these people giving financial advice have no idea about the real world, as evidenced by CH's ignorance quoted above about changing MAPD plans, and when he wrote that Medicare supplements require "medical examinations." Think he confused them with life insurance, maybe.
Reminds me of the time I heard Dave Ramsey on the radio tell a woman never to borrow money to start a business. Id/i/ot! Most small (and large) businesses would never have gotten started without wise borrowing. I used to own three small businesses, borrowed from the bank in all three cases, paid the loans off ahead of time and never looked back. Most of these people giving financial advice have no idea about the real world, as evidenced by CH's ignorance quoted above about changing MAPD plans, and when he wrote that Medicare supplements require "medical examinations." Think he confused them with life insurance, maybe.
MedicareWAA
Guru
- 422
You cannot convince the dinosaurs in this thread to change their minds. They stopped learning a long time ago, and selling supplements is easy.
I suppose that I could be running around offering free shit all day with no underwriting but that sounds complicated.
Ever had a dinosaur take your lunch money? Pick any forum on here and we'll go at it.
selfgen
Guru
That’s a great point!
- Thread starter
- #198
- 1,127
1 million+ patients lose coverage as insurers, hospitals drop Medicare Advantage
[EXTERNAL LINK] - 1 million+ patients lose coverage as insurers, hospitals drop Medicare Advantage • Ohio Capital Journal
InsuranceGuy29
Guru
- 812
All due to government meddling of Biden/Kamala's supposed "Inflation Reduction Act" and hospital greed, and not wanting to be assessed/paid based on how healthy they're actually keeping their patients. People in rural areas getting hit the hardest, just like Obamacare. Turns out, things actually cost real money and there isn't an infinite supply of it. Who would've thought??
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Flipped a guy from MA to Med Supp today.
$270 for G
Best MA PPO was $6,700 MOOP
$0 WellCare PDP, he'll hit 2k OOP.
He has 8+ doctors. Cancer. Service Area Reduction...
Med supps have their place.
But in general, I still think MAs save more people money over time. I don't hesitate to write them. But I always tell people about Plan G. I still have 50% more med supp but my MA book is always growing.
$270 for G
Best MA PPO was $6,700 MOOP
$0 WellCare PDP, he'll hit 2k OOP.
He has 8+ doctors. Cancer. Service Area Reduction...
Med supps have their place.
But in general, I still think MAs save more people money over time. I don't hesitate to write them. But I always tell people about Plan G. I still have 50% more med supp but my MA book is always growing.
