A dying agents warning ‼️

[Midlevel]

I tried a MAPD with Aetna this year. No deductible and $47 copay on Tier 3...very good. Next year, lousy. $590 deductible each and 22% on Tier 3 ($142 and $124) moving forward.

My wife's Cardiologist left the network in the middle of the year. Her new one will be in network next year. Our other 3 specialists won't be. The hospital/medical group we like to use won't accept Humana and UHC MAPD'S.

F*ck it. We're going back to Med Supps with PDP's that have no deductible and a $47 copay on Tier 3.

I'll still sell somebody a MAPD if that's what they want, but it AIN'T for me.

So you are going to pay 95.00/month for a PDP bc wife has to switch Drs? Can’t believe people let a Dr (God in some people’s eyes) control them. Poor babies have to do a little more work to get their half a million dollars a year. Screw that.

 

[Midlevel]

And did you die?

No, I’m not old enough for a MAPD. Only people who die are MAPD members don’t ya know?

 

[Chazm]

Speaking of the $92 PDP plan next year with no DED and a flat copay for tier 3.
I don’t think they understand the world of hurt they may have on their hands next year.

I’m not trying to do it but if my clients take generics, they are staying with the zero premium plan. If they take any expensive brands, it’s automatically the $92 plan. Most agents will probably do this and they will have zero healthy clients on their plan.

 

[Yagents]

Speaking of the $92 PDP plan next year with no DED and a flat copay for tier 3.
I don’t think they understand the world of hurt they may have on their hands next year.

I’m not trying to do it but if my clients take generics, they are staying with the zero premium plan. If they take any expensive brands, it’s automatically the $92 plan. Most agents will probably do this and they will have zero healthy clients on their plan.

Exactly what I'm finding