You were mugged and raped? That's rich. What was it that you did to people who said they replaced AARP?
AARP for Final Expense
- Thread starter lleaoclark
- Start date
You were mugged and raped? That's rich. What was it that you did to people who said they replaced AARP?
- 26,146
Was that forresters tobacco rates. Appreciate the feedback!!
This is a brutal but VERY knowledgable group of agents. Hang around here long enough, you will learn a whole lot more..
Everybody goes through their hazing on here, just count yourself lucky that moonlightmargaritas doesn't come on here as much...man those were the days.
I could go for a Mike Lentini and Rob Liano fight, man those were fun to watch!!!
I could go for a Mike Lentini and Rob Liano fight, man those were fun to watch!!!
davewarnock
New Member
- 4
You were only mugged and raped because of how you came on the forum criticizing agents who had replaced AARP. You fired the first shots. But in the end, it is good you learned...AARP is not a good life product and you will do any client a favor if you replace it sooner rather than later. They need coverage that will be there when they need it...
After reviewing these posts on AARP, I am unable to see where on the ads it specifically states that the AARP/ NY Life policies have: 1) No permanent rate protection; 2) Coverage ending at age 80 years; and 3)Rates can be increased for the class. I must be missing something. Please help the blind since I would like to carry such proof in the field.
- 7,012
At the advice of others on this forum, I requested rate info from AARP, globe life, colonial penn etc. I took what they gave me, and highlighted where they say those things in their literature and carry it in my bag. I've pulled them out numerous times in the field already.
AARPs literature clearly, but obviously in fine print, says everything that's horrible about their coverage.
- 17,073
The NYL/AARP Life Insurance is changing over to a whole Life with the rates guaranteed. You could be looking at one of the newer brochures rather than their classic product that says "You can not be singled out for a rate increase" which is scammer-speak for we can raise everyone's rates anytime we feel like it.
I'm pretty sure the change has to be the result of the "information highway" educating every FE agent in the country learning to carry their brochure with them and point out to every senior that bought their product what that fine print says. They had to feel some pain from that.
I'm pretty sure the change has to be the result of the "information highway" educating every FE agent in the country learning to carry their brochure with them and point out to every senior that bought their product what that fine print says. They had to feel some pain from that.
I am just geting started in Final Expense and ordered info from some of the AARP type companies to use for comparisons. The AARP Permanent Plan does say no rate increases or wating periods, but does not mention cash value at all. Is this some type of GUL product? It would seem if it has cash value they would mention that fact.
The rates appear to be higher than Monumental preferred and lower than their standard rate, but lower than I thought they would be.
The rates appear to be higher than Monumental preferred and lower than their standard rate, but lower than I thought they would be.
Similar threads
