MedicareMillionair
Guru
- 413
I want to address our ACA No Call Leads system and the confusion it has created. As a leader in this market we’ve drawn a lot of attention and we’ve taken a lot of heat. There have been untruths posted about this system, even on this forum. The funny part of that is these same people have contracted agents that previously worked with us to help create their systems. They change a couple things and then say we don’t know what we are doing.
Below are a couple points to make regarding NoCall Leads and our system.
What’s the biggest issue? AGENTS are the biggest problem regarding this system. The only complaints we’ve received have been from agents and these go away immediately. The only people complaining about our system on the internet are agents. Agents will create the issues for other agents, not the consumer. This is reminiscent of the foolish agents/gurus, that for many years, said “Don’t sell Medicare Advantage or you might lose your license”. That was a big lie and only hurt agents. By the way, most of those agents now market or sell MAPD. They certainly provide it to their downline.
We are insuring tens of thousands of people. Many of these people would not be insured without us. Our agents are earning tens of thousands of dollars every month. We are quite content to push forward.
Below are a couple points to make regarding NoCall Leads and our system.
- Our competitors state we are not compliant, this is their ignorance to the rules. We are 100% compliant and this has been proven with our interactions with CMS. We write thousands of deals every week. We’ve received several inquiries from CMS regarding our business practices. We have addressed these inquiries and been given their blessing. The individuals insinuating we are not compliant are simply ignorant to the rules or, as I suspect, simply working a marketing angle. (these guys don’t know what they are doing, so do business with us)
- Things will change, but we don’t know what the changes will be. Recent HHS proposals have been focused more so on DACA Recipients, Transgender Reassignment, Hormone Therapy, Gender Discrimination, but very little in the way of changing the enrollment rules. Having said this, there are items under consideration that will affect what we do.
- Regarding potential changes, the biggest changes that will affect this system are elimination of electronic consent to enroll, the requirement of all documentation with submission of application.
- Regarding documentation needed to submit applications; Healthcare.gov does not require all information to be submitted with the application. They want Americans to get access to health insurance immediately. Many of the people insured on zero premium plans don’t have the very basics of their information available. That’s why they are given time to produce this information. That’s why it’s compliant to submit applications without this information.
What’s the biggest issue? AGENTS are the biggest problem regarding this system. The only complaints we’ve received have been from agents and these go away immediately. The only people complaining about our system on the internet are agents. Agents will create the issues for other agents, not the consumer. This is reminiscent of the foolish agents/gurus, that for many years, said “Don’t sell Medicare Advantage or you might lose your license”. That was a big lie and only hurt agents. By the way, most of those agents now market or sell MAPD. They certainly provide it to their downline.
We are insuring tens of thousands of people. Many of these people would not be insured without us. Our agents are earning tens of thousands of dollars every month. We are quite content to push forward.
