Looks like cms getting very serious on aca agent fraud . Those no call leads history

[Duaine]

Biden Team’s Tightrope: Reining In Rogue Obamacare Agents Without Slowing Enrollment​

Complaints about these unauthorized changes — which can cause affected policyholders to lose access to medical care, pay higher deductibles, or even incur surprise tax bills — rose sharply in recent months, according to brokers who contacted KFF Health News and federal workers who asked not to be identified.

Ronnell Nolan, president and CEO of the trade association Health Agents for America, said her group has suggested to the Centers for Medicare & Medicaid Services that it add two-factor authentication to healthcare.gov or send text alerts to consumers if an agent tries to access their accounts. But the agency told her it doesn’t always have up-to-date contact information.

“We’ve given them a whole host of ideas,” she said. “They say, ‘Be careful what you wish for.’ But we don’t mind going an extra step if you can stop this fraud and abuse, because clients are being hurt.”

[EXTERNAL LINK] - Biden Team’s Tightrope: Reining In Rogue Obamacare Agents Without Slowing Enrollment - KFF Health News

 

[mdmedadvantage]

Look up the Enhance Health Lawsuit. The majority of the switching was tied into Minerva Marketing. The owner of Minerva was the first one to start the $6,400 free cash ads. They ran TruCoverage and flipped all enrollments done in them. Also any deals tied to his ads were being flipped and he had his hands in about 80% of real agencies (not single agents selling from home because that's not a smart model with ACA)

It will die down now as Minerva has halted. Most important the marketing companies and publishers are scaling back on running those ads. Once those ads stop, then you'll see a drastic change.

Aside from that, accept that ACA deals are not sticky, aside from the flipping, consumers themselves will call and ask to switch out of plans because they think they can get additional benefits.

 

[Duaine]

Here is the filed RICO complaint:

https://kffhealthnews.org/wp-content/uploads/sites/2/2024/04/2024-04-12-Complaint.pdf?fbclid=IwZXh0bgNhZW0CMTAAAR0JXMqRY7MWijirMIGkBWAynLsMrBaABJi8tSH3zjtKJK-8EV3o9orFA0I_aem_Adyy6teK5rBQXJwWut98w7999uHDs8-hK3oUUM4j88Fiqli5tN-C82q1iX85YmHxB98-mqaYHJr6goaJzCo_szoU

 

[DonP]

Look up the Enhance Health Lawsuit. The majority of the switching was tied into Minerva Marketing. The owner of Minerva was the first one to start the $6,400 free cash ads. They ran TruCoverage and flipped all enrollments done in them. Also any deals tied to his ads were being flipped and he had his hands in about 80% of real agencies (not single agents selling from home because that's not a smart model with ACA)

It will die down now as Minerva has halted. Most important the marketing companies and publishers are scaling back on running those ads. Once those ads stop, then you'll see a drastic change.

Aside from that, accept that ACA deals are not sticky, aside from the flipping, consumers themselves will call and ask to switch out of plans because they think they can get additional benefits.

That’s why a book of Aca isn’t worth much in a sale . I just had a family of 5 call market place and cancel his coverage . He never even called me . The problem with Aca vs mapd is the client gets 40 emails a yr ( 30 during open enrollment) to pick a new plan . Even though you tell them your ok you need to do nothing there open to being flipped . I find much less connection to the customer with aca than Medicare . A few of the reasons your dealing with younger people , many times few to no claims some yrs , and it’s a pit stop for many people who lost a job etc . Aca much more tech savvy and will sign up themselves . That said it’s a super easy sale and in the 5 yrs I’ve sold it crazy low service work