Hello,
Basically, I was involved in an accident a couple days ago where the driver that has bristol west sideswiped me and caused a lot of damage to my car, he also admitted to fault in front of the police officer. Turns out the vehicle driver was not listed as a driver on the policy, and the driver owns the vehicle, it is just insured by his father. I read online and it states that the insurance follows the car. The main issue is they been "investigating" for a week, and every time I call them they state they haven't spoken to the driver, and that they spoke to the policy holder and he had no idea that there was an accident, which is obviously complete bull crap. I went ahead and filed with my insurance company so they can surrogate against bristol west after all the repairs are done. Bristol West to this day still has not admitted fault, even though it's obvious the driver is at fault, I was at a red light,waiting, and this kid just sideswipes into my car and destroys it, and when asked what happened, he stated " I lost control of my vehicle because it was hard to handle in the rain which is why I sideswiped you. " Is there a faster way to get them to admit fault, since the driver driving the vehicle admitted to fault in front of the officer? Is there a time limit with this claim? What can I do to make this easy for them and for myself? I ca't sleep and all this is very very stressful. Also, since I filed with my insurance and I am not at fault, my policy won't go up correct?
Basically, I was involved in an accident a couple days ago where the driver that has bristol west sideswiped me and caused a lot of damage to my car, he also admitted to fault in front of the police officer. Turns out the vehicle driver was not listed as a driver on the policy, and the driver owns the vehicle, it is just insured by his father. I read online and it states that the insurance follows the car. The main issue is they been "investigating" for a week, and every time I call them they state they haven't spoken to the driver, and that they spoke to the policy holder and he had no idea that there was an accident, which is obviously complete bull crap. I went ahead and filed with my insurance company so they can surrogate against bristol west after all the repairs are done. Bristol West to this day still has not admitted fault, even though it's obvious the driver is at fault, I was at a red light,waiting, and this kid just sideswipes into my car and destroys it, and when asked what happened, he stated " I lost control of my vehicle because it was hard to handle in the rain which is why I sideswiped you. " Is there a faster way to get them to admit fault, since the driver driving the vehicle admitted to fault in front of the officer? Is there a time limit with this claim? What can I do to make this easy for them and for myself? I ca't sleep and all this is very very stressful. Also, since I filed with my insurance and I am not at fault, my policy won't go up correct?