I am a new agent, I have been working the Senior Market with Universal American for about 3 months. The income structure is paid a flat rate per application of $327.00. The Leads are not that great. Some weeks I only write 1 application and have to wait 3 weeks to get paid. You sign up Seniors turning 65 for a Medicare Advantage Plan. I am looking for a company in Houston- Life or Health - where I can make a decent income starting off with good leads and the market is doing good in the economy.