Aggressive dog breed

[TeePee]

Me and my Beagle were attacked by a Roti last summer. Thank gosh Beagle Chloe got away with having her ear reattached and I got away with a month's worth of meds and scars for the rest of my life on my arms and hands and a small settlement(I got tired of fighting and didn't want an attorney for $3K in medical bills). The Roti was a former breeder dog before she came to live at the neighbors and then my worthless neighbors never saw fit to have her fixed so she was a raging killing machine of hormones. She was put down 10 days after the attack (that happened in MY own backyard).

That being said, the neighbor is being renewed as long as she got rid of all her dogs.

Now guess who has the other precious sweet innocent dog (husky/lab mix) she didn't take care of anyway?????

Yep me and he is a total Sweetheart, snorring under my feet as well as my Beagle Chloe!

Sooooo the point of my post is that now I preach to my insureds and prospects that if they have *bad* dogs, get them fixed and socialize them. Not much to do with insurance in the grand scheme of things but a big life lesson that hits home to many!

 

[upcsux]

Can someone please explain to me how an insurance company can issue a policy without defining what an "aggressive breed" is and then cancel you after they find out you have 2 dogs- one a boxer and the other a Bordeaux (aka French mastiff)?? These dogs do not show up on anyones aggressive dog breed list but I guess United Property and Casualty Insurance has decided they are aggressive. Really? 5 acres in the country and my dogs are aggressive? I'm disgusted by UPC.

 

[Soaringagent]

Can someone please explain to me how an insurance company can issue a policy without defining what an "aggressive breed" is and then cancel you after they find out you have 2 dogs- one a boxer and the other a Bordeaux (aka French mastiff)?? These dogs do not show up on anyones aggressive dog breed list but I guess United Property and Casualty Insurance has decided they are aggressive. Really? 5 acres in the country and my dogs are aggressive? I'm disgusted by UPC.

If you are unhappy, then checkout another insurance carrier. I think that Farmers can write those types of dog breeds

 

[insurance1822]

Can someone please explain to me how an insurance company can issue a policy without defining what an "aggressive breed" is and then cancel you after they find out you have 2 dogs- one a boxer and the other a Bordeaux (aka French mastiff)?? These dogs do not show up on anyones aggressive dog breed list but I guess United Property and Casualty Insurance has decided they are aggressive. Really? 5 acres in the country and my dogs are aggressive? I'm disgusted by UPC.

Incorrect - those dogs appear on plenty of unacceptable dog lists for insurance companies. Dog bites are the #1 reason for liability payouts. Why don't you just exclude dog bite liability?

 

[djs]

Quick google search shows the following are generally on a carriers aggressive dog breed list. Carriers may have more (or fewer), some carriers have a first bite free type of rule (any dog is excluded after the first bite claim).

Pit Bull Terriers
Staffordshire Terriers
Rottweilers
German Shepherds
Presa Canarios
Chows Chows
Doberman Pinschers
Akitas
Wolf-hybrids
Mastiffs
Cane Corsos
Great Danes
Alaskan Malamutes
Siberian Huskies


Just assume these are a starting point.....

 

[BlockO]

^^^ they forgot Yorkshire Terriers. I have two Pit Yorkies and they are vicious!


Seriously? German Shepherds? Unless the dog is inbred, anyone who gets bitten by a shepherd probably deserved it. Protective? yes. Vicious? hell no!

 

[djs]

I feel the same way about German Shepherds, one of the best dogs you can have, but I didn't make the list.....

They can be very, very protective and I'm sure insurance companies have paid out a few claims on them.

Dan

 

[VolAgent]

I feel the same way about German Shepherds, one of the best dogs you can have, but I didn't make the list.....

They can be very, very protective and I'm sure insurance companies have paid out a few claims on them.

Dan

I understand the same is true about Pit Bulls, they use to be called nanny dogs. But apparently too many people took that trait and used it to make them aggressive. Perhaps the same issue has happened enough with German Shepherds? Also, I'm sure constantly seeing German Shepherds as military and police dogs has probably given them a bit of a bad impression with the general public.

 

[F150]

the difference is simple.....

Some dogs bite and bite more often, but then they run away....

certain breeds will bite and stay and fight and bite more and maim and kill...

HUGE difference, HUGE

 

[shawnmwalker]

Not too much to add here but having been on the carrier side for years, I have seen all types of breeds tear up all types of faces.

Carriers typically pay the limits as there is often facial reconstruction and speech therapy that will occur for years to come.

I had a great dog up until about a month ago, when it bit my seven yr old. (Vizsla-non violent breed) Had it for 8 yrs

Advice, teach your kids to keep their faces out of the dogs face. I have seen even the cute little dogs get crazy.