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I'm trying to help an acquaintance who is helping a relative:
71 year-old male lost employer coverage in November. He (for whatever reason) hasn't signed up for Part B yet. I think he's trying to find another job with coverage.
So he's still in his Part B 8-month SEP window. But what about supplemental coverage?
If he wants a medsupp, no problem. He'll be in his Medigap OE period. But I don't think he can get a PDP now that it's more than 2 months after his employer coverage ended, right?
If he wants an MAPD, is this doable? I'm trying to find an answer online but not finding a clear-cut answer. Some articles say he'll still get an ICEP which will be the 3 months before Part B is effective, and can sign up then. Others say he can't get an MAPD until AEP since it's been more than 2 months after he lost employer coverage.
Anyone have experience or an answer for this? Even if he's allowed to sign up for an MAPD now to start when Part B does, I would imagine he'll still have a Part D LEP since he's gone more than 63 days without creditable coverage.
71 year-old male lost employer coverage in November. He (for whatever reason) hasn't signed up for Part B yet. I think he's trying to find another job with coverage.
So he's still in his Part B 8-month SEP window. But what about supplemental coverage?
If he wants a medsupp, no problem. He'll be in his Medigap OE period. But I don't think he can get a PDP now that it's more than 2 months after his employer coverage ended, right?
If he wants an MAPD, is this doable? I'm trying to find an answer online but not finding a clear-cut answer. Some articles say he'll still get an ICEP which will be the 3 months before Part B is effective, and can sign up then. Others say he can't get an MAPD until AEP since it's been more than 2 months after he lost employer coverage.
Anyone have experience or an answer for this? Even if he's allowed to sign up for an MAPD now to start when Part B does, I would imagine he'll still have a Part D LEP since he's gone more than 63 days without creditable coverage.