wes76abrams
New Member
- 18
My neighbor has Alz and needs coverage. Her granddaughter is her primary caretaker and doesn't have much money. I was wondering if there is anything thing that would cover her that's not too expensive.
Alzheimer's???
- Thread starter wes76abrams
- Start date
- 19,673
Refer them over to MoO's GI.
Last edited:
- 897
I have plenty of carriers that can cover her no problem and affordable plus FREE funeral planning assistance to aid the granddaughter.
Call me Monday and I will hook you up. Sell it by phone or face to face. This may be a good one to try your hand at phone sales? I KNOW she is next door but thats also why she would be good to do a telesales since you know her.
- 4,307
Vantis has about the best rates I've seen for GI. In the ballpark with MoO.
JD, do you like MoO over Kemper? Im assuming you do, are their rates better? I have run across a few of the United of Omaha for graded but not any MoO on the GI side. I am going to try and get my IMO to grab MoO. Im in a 6 month lockout with Kemper and I could have wrote 2 more policies last week
- 15,041
JD, do you like MoO over Kemper? Im assuming you do, are their rates better? I have run across a few of the United of Omaha for graded but not any MoO on the GI side. I am going to try and get my IMO to grab MoO. Im in a 6 month lockout with Kemper and I could have wrote 2 more policies last week
You can't write the MOO GI. It is call center only, maybe career agents.
- 26,179
JD, do you like MoO over Kemper? Im assuming you do, are their rates better? I have run across a few of the United of Omaha for graded but not any MoO on the GI side. I am going to try and get my IMO to grab MoO. Im in a 6 month lockout with Kemper and I could have wrote 2 more policies last week
independents can not write MoO.
Lee
- 19,673
JD, do you like MoO over Kemper? Im assuming you do, are their rates better? I have run across a few of the United of Omaha for graded but not any MoO on the GI side. I am going to try and get my IMO to grab MoO. Im in a 6 month lockout with Kemper and I could have wrote 2 more policies last week
MoO, UoO, same thing. It's far better priced than Kemper. True GI. Agents can't sell it. I just give people the rates and the number to MoO/UoO if they have to have GI. Sometimes I refer then to Newby because he write Vantis. The last couple of times I checked with him that Vantis was quite a bit higher than MoO.
I personally do not write ROP plans.
Thanks for the info, but one more question. Are all modified plans rop? If so, they still have to qualify for it, but the gi plans are rop as well just no qualifying. Am I right? If I am are you saying you don't write any modified plans? If I'm incorrect please straighten me out lol, thanks
- 19,673
I write some graded plans. Like RNA's 30% 1st year and 70% 2nd year or AmCon's 40% 1st year, 75% 2nd year.
I write no ROP plans no matter what they are called, modified, greaded, GI. If ROP is what the person's health calls for then I refer those out.
