AmAm get their Eapp up and running?

[Abrasax]

Does SNL eapp give instant decision and 100% eapp? No paper application? Do they still have the mandatory phone call?

No POS call, RX check only (no MIB). 100% e-app. Not sure if replacement form is on there also or if it requires a paper form. Maybe someone else can help out with that. They require you be F2F though.

 

[myinsurebiz]

Snl never had a pos?

Back when I first got appointed in 2016 and the eapp was releasing - they had a phone call and an additional one if issued different than applied. Unless I was just stoned . . .

 

[myinsurebiz]

No POS call, RX check only (no MIB). 100% e-app. Not sure if replacement form is on there also or if it requires a paper form. Maybe someone else can help out with that. They require you be F2F though.

Instant Issue? Same Day draft? Quick pay?

I need a go to for graded / modified when the client doesn't qualify for CFG Elite or Select.

 

[Abrasax]

Instant Issue? Same Day draft? Quick pay?

I need a go to for graded / modified when the client doesn't qualify for CFG Elite or Select.

Not issued immediately. I was told it's still "looked at" by an underwriter because it's still relatively new. They will key it in their system (their words) the same day if received early in the day MST. They pay fast after draft.

Their modified plan is the best I've seen. It seems pretty near GI. There's a short decline list which includes the odd question about whether they've been admitted to the hospital in the past month. They can answer yes to 3 questions that would exclude them from first day coverage and still qualify for the graded plan. The app says if they answer yes to 3 or more, they don't qualify for modified, but they told me on the phone it's supposed to say if you have 4 or more. I haven't tested that one yet though.

And of course just look at the rates for their graded....

 

[WinoBlues]

Why would you want to sell AmAm over the phone when the price is considerably more than some other telesales carriers like LBL or RNA?

And it is still American Amicable.

Nope

 

[myinsurebiz]

How does AmAm or SNL handle COPD?

COPD with Oxygen?

 

[Abrasax]

How does AmAm or SNL handle COPD?

COPD with Oxygen?

With SNL, COPD with or without Oxygen is modified. If with oxygen, they can only have one other gradable condition before being a decline.

 

[myinsurebiz]

With SNL, COPD with or without Oxygen is modified. If with oxygen, they can only have one other gradable condition before being a decline.

How about AmAm?

 

[goillini52]

How about AmAm?

They hate the U.S. Military.

Sentinel will take COPD with oxygen with a true Graded. 30/70/100

 

[myinsurebiz]

They hate the U.S. Military.

Sentinel will take COPD with oxygen with a true Graded. 30/70/100

Yea - that was a long time ago Amtrak - different Management Team. But - I hear ya.

AmAm coupled with SNL and Sentinel - with their Eapps - we have multiple options for Level / Graded / Modified to compliment CFG as the Go To eapp . . .