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Yes, the insurance business { on the career side} is basically set up where you can make about the same at all companies as a newbie. If you were to go interview at Mutual of Omaha career shop, Physicians Mutual, Bankers, etc. you would find that they are all setting you up to make about 36K to 50K a year as a newbie. { if you sell a lot and don't lapse a bunch} Only the real good top dogs make 100K or more. And that's usually after they have been doing it a while. The majority of folks average 30K to 50K { maybe up to 70K} for the first few years. The 80/20 rule applies, where 20% of the people make 80% of the big bucks. If you want a good career and a decent pay structure and some good bonuses and good training, the career side is good, but to be a millionaire at this-is a stretch. It is probably like that in the car business. You can probably figure out how to make 50K a year selling cars, but very few bust 100K year in and year out consistently for 10 years straight. It takes a special person to bust the 100K mark year in and year out. Sales careers present the best opportunities for it- but to have the work ethic and drive to do it year in and year out- it takes a special kind of person. So, as a newbie, you are basically set up to have a decent living so you will not get discouraged.