American National discontinuing life insurance sales

[Sheryl J Moore]

I cannot pretend to know everything that Sheryl does and how she does it. She's one of the most respected professionals who does what she does.

That being said, I know that IMOs get a ton of analytics and when they communicate those product specs to agents, they do NOT have those disclosures.

They are not meant for the public.

It is a key compliance consideration.

I trust that she does not just 'regurgitate' stuff from the insurance companies directly - although I'm sure she has that stuff.

In addition, just because she has A license does not mean she is licensed for your state.

Licensed professionals understand some of these nuances. And while she isn't selling, it's still important to know who she is dealing with.

Thank you for your kind words, DHK. I appreciate your support and admiration. For what it's worth, I feel the same about you! Yes, I have the information. No, I don't regurgitate what the collateral says. I read the specimen contracts for all of these products, break-down the complex explanations, and communicate them in easy-to-understand fashion. That said, my specs are not approved for consumer use. I do not endorse any company or product. I just want for consumers to have enough information about these products, so that they can make an informed decision on whether, or not, life insurance and/or annuities are the right purchase for them.