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Good post.
Health
Permanent life
Auto
LTC
Disability
Probably 50%+ of their entire income....all going to protect them from an event that will statistically not happen to them.
You can thank your state legislators for that one.In my state, a single male in his late 40's or early 50's will pay 800-1200 a month for health insurance with one of the two or three carriers that are left
Best solution is what MD has and if we can pull it off anyone can:
Maryland Health Insurance Plan (MHIP)