- 2,452
Do you have 5 star, their rate is better than Americo anyway. they will for sure take her. Americo sucks we haven't used them in years.
Americo Question
- Thread starter HoosierLife
- Start date
- 19,654
- Thread starter
- #13
- 7,012
She was a smoker.............
Go with Americo, also if they smoke those cheap cigars they can get a nonsmoker rate or if they dip.
Warfarin/Coumadin is usually a restricted drug and is an underwriting decision for Americo. Most likely it will be a UP2 offering. Most Americo cases will not get UP1 with wafarin.
- 2,452
Like I said, Americo sucks.......
- 133
Americo definitely has inconsistent underwriting decisions. Recently, I've started using Columbian and haven't had any issues yet. The first 2 cases I got approved were insulin dependent diabetics that have pacemakers. Both were approved within 24 hours!
- 17,077
I personally have not had much use for Americo. I hate their lack of ability to do the phone interview at the point of sale. Then they try to call them and can't reach them and it's just a huge mess.
Some agents seem to really like them though.
Some agents seem to really like them though.
- Thread starter
- #19
- 7,012
Well I told the UW about the Warfarin. She ok'd it. I wrote that on the app with the UW's name. We will see.
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