Another Newb Asking where to Start!!!

Hello to all. I am looking to confirm my suspicion here. I am 46 with a family and looking to make a career change. Not currently employed, so now seems like the time to change. I had not even thought about insurance until several recruiters starting sending emails. I have received one from Mutual of Omaha, American Income Life, USHealth Advisors and Family Heritage.

After doing some research, which is how I found this forum, I am really intrigued. I cannot see, with the proper desire, discipline, determination and system, why I could not make a successful run for the “1 Percenters” who have made it. I have 3 of the 4 – just missing the system (training, knowledge, etc.)

I could go another 6 to 10 months without income but have no real desire to do so. What is most imperative at the moment is receiving the correct knowledge and best training to be successful. In that end I am sure this is but the first of many posts asking of those of you who have gone before.

From what I have already gleaned from reading other posts, I am looking at the L&H route and will look at going independent once I have learned the ropes. I have not spoken to anyone as of yet but am leaning toward Mutual of Omaha to get the training and experience. I am in the Charlotte, NC area. Thoughts?

Thanks,
Scott

Looks like you have gotten a lot of very good advice. The one thing that will make it easier for success is to find someone who is already successful at doing what you WANT to do, and see if they will mentor you...
 
After reading more through the forum, I have narrowed down the companies in my area to start in the industry and learn the ropes. They are: Mutual of Omaha - L&H - I am pretty sure at this point that L&H is the route I wish to go. Liberty Mutual - P&C and Life - Maybe a good introduction to both sides. New York Life - Great blue chip but believe success more difficult as targeted clientele not in my traveled circles at this point in time. I believe all three offer great training. I have also read enough on here to know it is the manager at the specific office that can make the difference between success and failure. Since most of the posts were at least a couple of years old, looking for current thoughts and recommendations. Looking to learn as much as possible for 12 - 24 months and then going indy and make as much as possible for 12 -24 years. ;) Also curious, not to start anything and completely understanding it can depend on numerous factors, is there any area of insurance that is considered the most lucrative? Not necessarily looking at first year earnings but years 5 and on.

pM me if interested.... I know about both companies training program.
 
MOO has great products, but the culture is what makes or breaks it. An IMO might be a better experience.
 
Why not get into all types of insurance?

Because most people don't have the ability to get good and fluent at all types. I do just commercial p&c and that's plenty. If you get too spread out it's harder to become an expert, and to stay focused.

Most people would argue that I'm a relavently intelligent guy, and just selling and focusing on commercial p&c is PLENTY for me. I just refer the rest out.
 
Not sure if you've found the way yet. But most certainly you need to be a specialist. Also, you need to sell a high renewal product or you'll eventually burn out. This would eliminate many forms of life insurance. I'd suggest focusing on medicare and spinning off to sell final expense, indemnity and annuities. That is my business model and it served me well. Selling medicare has rewarded many on this forum. I can help you if you as needed.
 
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