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Pretty much expected but as of 9/23, Anthem Blue Cross of CA will not longer underwrite children only plans.
Just received an email this morning from the company. What they did not poing out was this is definitely change you can believe in.
Anthem Blue Cross Individual Business to Suspend Child-Only Coverage Effective 9/23/10
Anthem Blue Cross is committed to offering a broad range of products and services that meet customer needs in the changing health insurance market, and to implementing the new health care reform legislation in a way that benefits our customers and members.
We have reviewed the rules regarding the provisions of the Patient Protection and Affordability Care Act (PPACA) limiting the application of pre-existing condition exclusions for children under 19. Unfortunately, there remains a great deal of uncertainty as to how the rules will be implemented and what the impacts might be on participating insurers.
]While some carriers may continue to offer child-only policies, other carriers have dealt with this lack of clarity by choosing to discontinue new business sales of their child-only policies. Some have cited the lack of an effective mandate for individuals to obtain coverage, as well as ongoing market uncertainty. Unfortunately, this has created an unlevel competitive environment. As a result, Anthem Blue Cross has decided to suspend the sale of child-only policies indefinitely, beginning September 17, 2010.
We will continue to monitor the situation and provide additional details on any changes to our process and policies as they become available.
This decision has no impact on any existing child-only policies. In addition, we will continue to accept children on family policies as long as the primary subscriber is 19 or older.
Just received an email this morning from the company. What they did not poing out was this is definitely change you can believe in.
Anthem Blue Cross Individual Business to Suspend Child-Only Coverage Effective 9/23/10
Anthem Blue Cross is committed to offering a broad range of products and services that meet customer needs in the changing health insurance market, and to implementing the new health care reform legislation in a way that benefits our customers and members.
We have reviewed the rules regarding the provisions of the Patient Protection and Affordability Care Act (PPACA) limiting the application of pre-existing condition exclusions for children under 19. Unfortunately, there remains a great deal of uncertainty as to how the rules will be implemented and what the impacts might be on participating insurers.
]While some carriers may continue to offer child-only policies, other carriers have dealt with this lack of clarity by choosing to discontinue new business sales of their child-only policies. Some have cited the lack of an effective mandate for individuals to obtain coverage, as well as ongoing market uncertainty. Unfortunately, this has created an unlevel competitive environment. As a result, Anthem Blue Cross has decided to suspend the sale of child-only policies indefinitely, beginning September 17, 2010.
We will continue to monitor the situation and provide additional details on any changes to our process and policies as they become available.
This decision has no impact on any existing child-only policies. In addition, we will continue to accept children on family policies as long as the primary subscriber is 19 or older.
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