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In New York, you DO NOT have to be registered to telemarket. I know this because I had a call center in NY. They do charge per closed deal. So obviously if you closed the deal, you let them know and they bill you. If you did not close the deal, they contact the customer and verify, and the lead is free. They accept checks which is big to me because they can't charge your card for services you never received. Also, they charge monthly, for the previous month after initial set-up. So you will already have been paid on most of these deals before having to pay for the lead. They set 15-20 appointments per week for you and all are face-to-face meetings. I'm going to try them out and will post my results. I asked for references and got 3 numbers in diff states and all were very happy with their ROI. ( I know it's possible to have fake references ) I sell mainly health, and I was told that I can specify my list to small businesses of 5 or less, in any county I choose, and the appointment will be made at the place of business.