Anyone Know Online Life Insurance Comparative Rater

[Miss Teralyn]

Well, it's not the word FREE that spooked me. Seeing it once didn't spook me. It was the flashy and repetitive... nevermind. Doesn't matter. No one cares obviously. I'm not here to spend my time convincing you that your site needs warmed up, simply that it came off to me as brainwashy & at first scared me. Then I was told, "by the way, your virus blocker will try to block us, let us in, your FREE software needs you to say it's ok".

For the great reputable program that it is, it just doesn't present itself the same as other great software at first. That's all I was saying. But the way that you've responded to my concerns with attacks have really not made me feel any better. I think I will stick with Quotit.

The broken part of my site did link to quotit, I had some trouble with the link breaking. So I ventured out to find another rater. I think the breakage is on my end not Quotit. I'm not the best webdesigner and I'm not an INYOURFACE high pressure sales person. I like to have a peaceful, comfortable, cozy presence. And trustworthy. There are many free things on my website. It's surely a work in progress. Something I invest time in, something I polish. Something people love and use. It's warm and never been described as scammy.

What the heck kind of insurance forum is this?

 

[Josh]

What the heck kind of insurance forum is this?

It's a great place!

I think you did a pretty good job covering where you're coming from on it. Robert has no problem telling you how long he's been doing this. When discussing his product he asked me if I knew the age of the average insurance agent and asserted he knew what people wanted. As a business owner there are only so many people you're going to be able to please and with the way he's developed his product he believes it caters to the group he wants to market to. If you really want to get to know Robert Barney you might want to check out the religion and politics section. He's very active there and has no problem speaking his peace.

Hopefully you stick around. Have you looked at FEXQuotes.com yet? They're geared towards final expense, but I'd be surprised if they didn't expand their horizons at some point.

 

[jerry176]

Well, it's not the word FREE that spooked me. Seeing it once didn't spook me. It was the flashy and repetitive... nevermind. Doesn't matter. No one cares obviously. I'm not here to spend my time convincing you that your site needs warmed up, simply that it came off to me as brainwashy & at first scared me. Then I was told, "by the way, your virus blocker will try to block us, let us in, your FREE software needs you to say it's ok".

For the great reputable program that it is, it just doesn't present itself the same as other great software at first. That's all I was saying. But the way that you've responded to my concerns with attacks have really not made me feel any better. I think I will stick with Quotit.

The broken part of my site did link to quotit, I had some trouble with the link breaking. So I ventured out to find another rater. I think the breakage is on my end not Quotit. I'm not the best webdesigner and I'm not an INYOURFACE high pressure sales person. I like to have a peaceful, comfortable, cozy presence. And trustworthy. There are many free things on my website. It's surely a work in progress. Something I invest time in, something I polish. Something people love and use. It's warm and never been described as scammy.

What the heck kind of insurance forum is this?

This is the best place for life insurance information.
Where else can you get such a vast amount of information and much needed entertainment at such a low low price...FREE

I would suggest if have not already, join up with TOP GUN PRODUCERS, I think you might fit in well there.

 

[Robert Barney]

Well, it's not the word FREE that spooked me. Seeing it once didn't spook me. It was the flashy and repetitive... nevermind. Doesn't matter. No one cares obviously. I'm not here to spend my time convincing you that your site needs warmed up, simply that it came off to me as brainwashy & at first scared me. Then I was told, "by the way, your virus blocker will try to block us, let us in, your FREE software needs you to say it's ok".

For the great reputable program that it is, it just doesn't present itself the same as other great software at first. That's all I was saying. But the way that you've responded to my concerns with attacks have really not made me feel any better. I think I will stick with Quotit.

The broken part of my site did link to quotit, I had some trouble with the link breaking. So I ventured out to find another rater. I think the breakage is on my end not Quotit. I'm not the best webdesigner and I'm not an INYOURFACE high pressure sales person. I like to have a peaceful, comfortable, cozy presence. And trustworthy. There are many free things on my website. It's surely a work in progress. Something I invest time in, something I polish. Something people love and use. It's warm and never been described as scammy.

What the heck kind of insurance forum is this?

Let me begin by saying that Quotit currently has a FANTASTIC on-line life insurance quotation system. It's the best in the industry and that's all I have to say about it.

Second, the main Compulife program is PC based windows software. Once installed FROM the Internet, it resides autonomously on your computer. You can, after Compulife is installed and updated, disconnect from the internet and no communication with the web is needed in order to run on your PC. It does NOT report back to me what quotes you have been running or for who. In fact, very little client data is gathered, simply as the only thing you enter is the individual's name, and if you were concerned about that, you could simply enter their first name and assure your clients it's all about protecting their identity.

I doubt that my customers would tolerate the notion that I am monitoring their quoting behavior in anyway, and I am very opposed to the notion that I should be tracking what anyone is doing. I have had life insurance companies ask me if I had such demographics, and they are told what I am telling you.

The only exception to this is MY (Compulife's) website www.term4sale.com. When a consumer requests agent contact by email, I get a copy of those emails so I can see what is going on. But I have no further information about what the agent sold or didn't sell, unless a consumer CALLS ME to ask questions - some do.

As to the problem with anti-virus software, much of the anti-virus software out there is problematic for anyone running stand alone Windows based software that is not well know, million copy products like Microsoft Office.

Our problems with these anti-virus products vary, even though our installation software has not changed for years. We can be motoring along fine for a while, and then all of a sudden "bang", an antivirus program decides that there's a virus in our software when in fact it's the same program that has been in use for YEARS without complaint.

A couple of years ago we had a real problem with Norton. That was compounded by the fact that Norton is a widely installed product. It has something to do with the fact that they install FREE versions on a lot of new computers, and hope some of the people using the FREE Norton will pay to renew it. Scoundrels! But I digress.

One day, after Norton updated, it started quarantining our software and our phones started ringing off the hook. The problem was NOT on our end, it was on Norton's end. But good luck trying to make a call and getting that fixed. Perhaps if I had phoned at 4 in the morning, and spoken a Hindi language... Should I point out that I don't farm out my technical support to people in foreign countries who really don't understand my product. But I digress...

Anyway, I wrote about it here:

Compulife® - Norton Fix

You will note that I speak directly and bluntly about my experience with that. It was and is nothing personal, I just don't see the point in beating around the bush. Some people interpret that as hostility, but at 60 I am getting too short on time remaining to tap dance when explaining things.

After 30 years in the business, I would think that if I or my product had a bad reputation you would be able to google it and turn that up. I don't hide who I am on this board, my user name is MY NAME. I y'am what I y'am.

Once again, I offer new customers a 4 month FREE subscription (assuming that they do a little homework) in order for them, at absolutely NO RISK and NO OBLIGATION (that sounds pretty suspicious doesn't it?), to evaluate my product and service.

And if you want, you can speak with me directly by calling me toll free:

888-798-3488

Unlike Norton technical support, you can reach the President of my company and speak with him personally.

To FexQuote: Many thanks for your kind remarks and support. It is appreciated.

To Josh: Josh would like everyone to know that I am from an unapologetic conservative and almost libertarian political point of view. I love Jesus. He and I frequently tangle at the Religion and Politics forum and we will continue to do so for as long as Sam puts up with us (Sam owns this board - thank you Sam). My political and religious views have little to do with building a software product that compares over 100 life insurance companies, unless you take some comfort in my commitment to being honest, unbiased and up-to-date. I freely admit that Compulife is not perfect, but we are trying to be and work hard toward that goal.

I could tell you more but suggest that you call and speak to me personally at 888-798-3488.

 

[Josh]

To Josh: Josh would like everyone to know that I am from an unapologetic conservative and almost libertarian political point of view. I love Jesus. He and I frequently tangle at the Religion and Politics forum and we will continue to do so for as long as Sam puts up with us (Sam owns this board - thank you Sam). My political and religious views have little to do with building a software product.

As interesting as your political views can be, that wasn't it. You're a long shot from a libertarian, but certainly conservative. My comments were less about what your views actually are (even members of the same faith frequently disagree on points) and more to do with the way you "discuss" things with people that disagree with you; suffice it to say I would be shocked if you did anything but defend the way you've done business vs reacting to a customers perspective to use it to provide insight into further product development. There's nothing intrinsically wrong with that, but I wouldn't expect you to change anything about your product or website based on the feedback she gave.

 

[Miss Teralyn]

Well we both love Jesus, now lets see if I can get your software installed and running. I have windows 8.1. I suspect I will run into issues. We shall see.

I am conservative too and I don't just install anything. I ought to survive an insurance quoter :p

 

[WinoBlues]

Well we both love Jesus, now let's on an Android tablet and an android phone lrk great ets see if I can get your software installed and running. I have windows 8.1. I suspect I will run into issues. We shall see.

I am conservative too and I don't just install anything. I ought to survive an insurance quoter :p

I have it on a 8.1 surface pro, Windows 7 laptop, mobile on Android tablet and a android phone . All work great.

 

[Miss Teralyn]

I have it on a 8.1 surface pro, Windows 7 laptop, mobile on Android tablet and a android phone . All work great.

The Surface pro 2 is what I most recently bought, so I was hoping it would give me any trouble. It still won't run my agency management system but I'm hoping that changes after their update this weekend. So annoyed with the struggle to keep up with the exciting advancements in technology. I LOVE my surface pro, and my only gripe is that it can't independently connect to the Internet. I have to tether.

 

[Robert Barney]

If you have any problems installing the software, call me at 888-798-3488.

I'll be glad to help.

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I would be shocked if you did anything but defend the way you've done business vs reacting to a customers perspective to use it to provide insight into further product development. There's nothing intrinsically wrong with that, but I wouldn't expect you to change anything about your product or website based on the feedback she gave.

We always try to take "advice" seriously. It's just that after 32 years of doing this, we have learned a thing or two and some advice, on the face of it, is obviously not going to work.

On the other hand, I have to credit customer feedback with the successful evolution of our software over the years. The goal is to stop the phone from ringing, regarding problems that people are having, or features they want that you don't have. That leaves more time to talk to folk who are finding us for the first time. Had a referral from a customer who has been with us for 20 years. The agent installed our product and said this:

This is a great program. So easy to use, can’t imagine I haven’t heard of it sooner.​

Then said this to the guy who referred him:

Wow I really wish I knew of this sooner. What an easy program. I've been quoting NML and outside carriers simultaneously without having to jump platforms. Thanks for the tip.​

To which the subscriber who referred him replied:

I've been a loyal subscriber since the early 90s. His system has come a long way since then, but even then, it was amazing.

So glad you now have it. It's hard for me to imagine being an agent without it!​

In that regard there is no doubt than in the first 10 years, what customers had to say had a lot more impact on our product than what they have had to say in the last 10 years simply as we have more features than we did in the early years, and the software is just plain solid.

But here's what's most important. Once people are happy with the product, they don't appreciate people messing with it all the time.

Example: Windows 7 to Windows 8

Personally, I am of the view that if it isn't broken don't fix it. I'm not sure Microsoft grasps that. They seem to function with the idea, it if isn't broke we can't make money from it so let's break it and then we can fix it later. And if our fix looks a lot like what our system was before we broke it, aren't you glad it's now fixed.

But I digress...

 

[VolAgent]

Just remember Bob, you sell an annual or multiyear license. Microsoft sells it as a one time product. Now, they are going that way with Office, and I'd be curious to know what traction it has gained. But Windows, Office, etc. have always been sold as a unending license, no renewal necessary.

Also, as computers continue to progress, software needs to keep up. I doubt there are many who want to go back to DOS or Windows 3.1.

And for the record, I do have a subscription to Compulife. About the only thing I wish is that it were as easy to change the amount of coverage as the term period and that it could do table ratings.