Looking at the new plans I can't find any 80/20 plans for a big carrier here, just 30/70 and 40/60. Anyone else notice this as a trend where they are at?
EDIT this is for off-exchange plans
EDIT this is for off-exchange plans
Anyone Notice 80/20 Copay Plans Disappearing?
- Thread starter Justin Bilyj
- Start date
Haven't seen 2015 plans yet.
40/60 just get's you to your MOOP quicker. In reality the coinsurance doesn't matter. It's just a number.
I have sold 50/50 plans in the past and did so at a steep discount to 80/20 or 90/10
I didn't think they were priced right but that is the actuaries problem, not mine.
40/60 just get's you to your MOOP quicker. In reality the coinsurance doesn't matter. It's just a number.
I have sold 50/50 plans in the past and did so at a steep discount to 80/20 or 90/10
I didn't think they were priced right but that is the actuaries problem, not mine.
