Are med sups doomed ?

[somarco]

If anything, the liberals will one day get their wish of Medicare for all, and that's OM, not the mapd for profit route.

My money is still on MEDICAID for all, not original Medicare and not MAPD. When that happens, MAPD, SNP and Medigap will most likely go away . . . at least for the middle and lower income class.

Don would stave to death if he brought his business model to Butte County, Ca.

He would starve if he had to offer a product that wasn't "free".

Oh wait, I forgot he has a multi-million dollar real estate portfolio that allows him to get Obamacare for free.

 

[Yagents]

My money is still on MEDICAID for all, not original Medicare and not MAPD. When that happens, MAPD, SNP and Medigap will most likely go away . . . at least for the middle and lower income class.

Oh wait, I forgot he has a multi-million dollar real estate portfolio that allows him to get Obamacare for free.

U gotta love those milking the Obama made system. And I hope u r wrong about medicaid. I don't see that passing muster with the masses.

 

[somarco]

U gotta love those milking the Obama made system. And I hope u r wrong about medicaid. I don't see that passing muster with the masses.

I hope I am wrong too, but it won't be the first time DC has screwed up something that worked reasonably well and ended up making things worse.

The "commoners" use the government insurance plan in Canada and the UK while those with money buy private insurance and bypass the "system"

 

[Chazm]

Is that what a T65 pays in FL?!! Are you a Birthday Rule state?

Med Supp premiums are around that for a t65. They pay around $450. No bday rule

 

[axeman462]

Don't look at the numbers, watch the politics. If anything, the liberals will one day get their wish of Medicare for all, and that's OM, not the mapd for profit route. While I'm a conservative, I do think orig Medicare for all would be a nice solution to this disaster of a medical system.[/QUOTE]
That would be the opposite of a conservative

 

[goillini52]

When folks ask me what I think of MAPD I tell them they are great plans . . . until you use them . . . especially for something major . . . then you may not like them as well.

I say that too. I also tell people that you get what you pay for.

 

[goillini52]

What happens when a Blue state refugee or any other out of stater with a cheaper existing Plan G moves residence to FL? Do they have to update their plan to the new higher FL rate? TX rates are a lot lower, like $115-125 for a T65 Plan G female.

From my experience, the original state's lower premium follows them to their new state.

 

[rousemark]

I think people turning 65 are so used to having a high deductible and copays plus in some cases a pretty high premium that when they see the $0.00 premium and $3900 max oop they see that's far superior to what they have always had.

I know I've said this before but we pay around $300.00/month thru wife's employer and have a 3500.00 deductible before we get help with a Dr. visit. It's an HSA so have built up a nice chunk there. Plus we oay 44.00/month for dental, 26.00 for vision and around 350.00 for a gym membership. So now I'm going to get all that rolled into one for 0.00? Sign me up.

And I don't see that affluent people are any less likely to take an MA, They could care a less about a 3900.00 oop. Just how it works in my neck of the woods and Med Sups are still around 110.00 for a G plan at age 65. And yes, I do show them all 3 of their options which takes quite awhile to explain.

How come you always ignore accesibility. Affluent people may be OK with the OOP but when you honestly explain to them the difference in accesibilty, they will choose to pay the monthly premium. No networks, no referrals required and go to any specialist they choose. Have cancer? Want to go to the #1 specialist in the country or the top rated facility in the nation? Just pick up the phone and make an appointment. No hassle and no hoops to jump through.

 

[somarco]

From my experience, the original state's lower premium follows them to their new state.

Until the next policy anniversary . . . then they are adjusted. This may vary by carrier and issuing state.

How come you always ignore accesibility.

Probably because it is never addressed in the sales pitch.

If you have enough money to go anywhere there are no barriers to health care.

If you don't have money, or better coverage, you need to be content with what you can get with your plan.

 

[Yagents]

[QUOTE="axeman462, post:That would be the opposite of a conservative ][/QUOTE]

I dont follow the herd. This is one area where I feel OM is best for the sheep.