Auto Bodily Injury Liability Exclusion in FL?

[FAI MIAMI BEACH]

I agree that you should avoid selling PIP & PD only. You book of business will grow larger and larger with the wrong type of clientele. The person whom buys the state minimum will refer more of the same type. Your agency will be filled with price merchants who only care about the dollars The chances of someone having an accident are increased and lawyers will go after the deep pocket first.

 

[dharrison]

In the state of FL the insurance requirement is 10k property damage and 10k PIP. At the time of an accident, if you do not carry Bodily Injury coverage, you will have nothing if the other party is injured and will then be required to carry an SR-22 for 3 years in most cases. This is not a wise choice to offer clients.