Average Annual Rate Increases

Well, a former GA told me that with his stupid contracts, with somone over 60, it's a 3% transaction. This came up because I got FRACKED by someone who was 60 and his wife on a policy that I got 4% on a GR arrangement. He told me 'it could be worse, it could be on Assurant!' Man, I got screwed on that...I was PISSED! Plus, the gentleman turned 60 about 2 weeks before I submitted the application...nothing like getting kicked in the nards.
 
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