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I was talking to a client and her husband told me that he had a Bankers Life IUL. I at the moment am only able to sell Transamerica's IUL. Is there anything I can show the guy that can beat Bankers Life IUL?
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Well about anybody can beat Transamerica. don't know about Bankers except their Comdex rating is 54 and Trans is 92...
What do you mean anybody can beat Transamerica can be beaten by anybody? Don't they have a high comdex score?
He means that when comparing the cash accumulation and loan rates (how much you can draw out if it), a lot of other carriers have better numbers.
But they do have a strong Comdex (92). Which is why I said that is where I would start the discussion at.
Also, knowing most Bankers agents, Id say there is a good chance the policy is not fully overfunded.
So there's a chance Bankers actually out performs Transamerica?!