Benefits Ran Out. So Does Coverage?

Did I miss something that makes those with an income=$0 ineligible for medicaid?

https://dch.georgia.gov/eligibility-criteria-chart GA's eligibility chart says "low income medicaid" is available, and $0 is certainly under the limits they give. It's certainly under 100% FPL. Healthcare.gov says they're medicaid eligible.




As a non-expansion state, medicaid only available to minors, pregnant females and people with certain disabilities.
 
Don't you hate it when you draw a complete blank? I can't remember what non-expansion states do for those with less than 100% of FPL who do not qualify for Medicaid. My state expanded Medicaid, which is my excuse for absolutely drawing a blank. Do those people get subsidies for an ACA plan, or is that the black hole we talked about eons ago?
 
Don't you hate it when you draw a complete blank? I can't remember what non-expansion states do for those with less than 100% of FPL who do not qualify for Medicaid. My state expanded Medicaid, which is my excuse for absolutely drawing a blank. Do those people get subsidies for an ACA plan, or is that the black hole we talked about eons ago?

Black hole. They get $0. For me, under $12K equals no help.
 
Bob, if she thinks she will be working next year you can state the income above the FPL and get a subsidized plan-if it doesn't happen there is no penalty per an US Treasury document that has been posted previously on this forum (I don't have time to search for it).

Here's the wrinkle in that plan. If she were to get a job at the same level where she was, then she would not be eligible for any subsidy. Now, before you even suggest it, she is so honest she will not fudge the numbers down to her advantage.

Another wrinkle. She recently received a life insurance benefit from the passing of her father. That amount alone may knocker out of the subsidy as well.

So, I either tell her to NOT get an ACA plan, and pay the penalty. Or, she go directly through the insurance company for a non-marketplace plan and pay the premiums out of her life insurance she got her dad.

:mad:
 
Here's the wrinkle in that plan. If she were to get a job at the same level where she was, then she would not be eligible for any subsidy. Now, before you even suggest it, she is so honest she will not fudge the numbers down to her advantage.

Another wrinkle. She recently received a life insurance benefit from the passing of her father. That amount alone may knocker out of the subsidy as well.

So, I either tell her to NOT get an ACA plan, and pay the penalty. Or, she go directly through the insurance company for a non-marketplace plan and pay the premiums out of her life insurance she got her dad.

:mad:

The system is ridiculous, she is exactly the person who it is supposed to help but it is her decision to turn down the subsidy.

Life insurance benefits are not considered income and not part of MAGI so why would it knock her out?
 
The system is ridiculous, she is exactly the person who it is supposed to help but it is her decision to turn down the subsidy.

Life insurance benefits are not considered income and not part of MAGI so why would it knock her out?

Thank you. I thought they were included. My bad. This helps
 
Back
Top