- 6,710
I think @Allen Trent 's comment above about math may come into play here. I've not had any illustrations to confirm this, but I think I could buy an Oxford MYGA with a GLWB rider and have it hold a pretty high (in relation to purchase price) accumulation value over the surrender period of the contract. But .......The income riders can be solid products for the right situation. Very strong guaranteed income.
Biggest drawback is that most do not provide inflation options. And you will zero out the actual cash surrender value pretty quickly, relatively speaking.