Best carriers for LTC?

[ltcadviser]

Really not entirely different than USAA insurance requiring you to have been in military. You could argue it isn't fair that other insurers have to insure everyone from all backgrounds while USAA gets to cherry pick military members.

Knights of Columbus is a more analogous example.

 

[djones745]

What kind of commission rates does LTC pay?

 

[PA Bill]

They are. But Thrivent is a Christian (Lutheran) organization. One of the questions on it’s LTC application is: Are you a Christian? I am not Christian so I will not write it. The policy is a good policy, reasonably priced, and Thrivent is financially strong and stable. If consumers and agents alike want to support Thrivent, it is a good policy.

The ask the applicant that. What's that have to do you with YOU being a Christian?

 

[ltcadviser]

What kind of commission rates does LTC pay?

Between 60-90% FYC, between 5%-10% renewals. Give or take, depending upon company, contract, etc.

 

[tikibarrister]

Wow...that's some Hardcore Fanaticism (i'm surprised its legal) ?

...eh? “Hardcore fanaticism”? Would you say the same about KSKJ, Knights of Columbus, etc.?

It’s a fraternal. You have to join the fraternal to qualify. Why are surprised that a Lutheran fraternal organization expects you to be a Christian?

“Surprised it’s legal”...lol. I think you’ve never run across a fraternal org before.