Best FE for Tele

[JohnnyBlaze]

Hi there, we have recently expanded our telesales operation to include agents on a final expense-only campaign in the office. Now I am curious about which carriers are the best fit for our model...

I'm looking for:

Instant approval (Or super fast)

Ease of application (Preferably E-App like Americo, but Phone App also ok)

I need at least one carrier who takes credit/debit but is NOT a paper app. (I know these people suck the most but I'd rather take the deals than throw them out entirely)

 

[Assurance Life]

Mutual of Omaha, Liberty Bankers Life, Foresters, RNA and Sentinel.

Prosperity for DE card.

 

[FinalExpenseDojo.com]

In addition to the above...AIG, Gerber, PRCUA, Assurity, UHL, GPM, American Amicable, Assurant & Baltimore Life.

But really all you need is 3. Americo Eagle, RNA, & AIG. With those 2 you can place pretty much all medical conditions with first day coverage & the rest will go to AIG.

 

[Assurance Life]

Yes.. I tried to forget about those Guaranteed Issue guys.. lol
However, we use AIG some.

 

[JohnnyBlaze]

Thanks guys, who takes the credit/debit?

 

[Assurance Life]

Prosperity

 

[suranceman]

Thanks guys, who takes the credit/debit?

Taking credit cards is insurance suicide. DE cards are bad in of them self, but non DE credit cards are a sure path to termination due to poor quality of business.

 

[myinsurebiz]

Hi there, we have recently expanded our telesales operation to include agents on a final expense-only campaign in the office. Now I am curious about which carriers are the best fit for our model...

I'm looking for:

Instant approval (Or super fast)

Ease of application (Preferably E-App like Americo, but Phone App also ok)

I need at least one carrier who takes credit/debit but is NOT a paper app. (I know these people suck the most but I'd rather take the deals than throw them out entirely)

LBL and Sentinel and Senior Life . . .

ACH -or- Nothing unless you like chargebacks . . .

 

[FinalExpenseDojo.com]

Thanks guys, who takes the credit/debit?

As others have said Prosperity. But also AIG & Gerber.

 

[JohnnyBlaze]

Thanks guys! Shit I wish Americo was cheaper and had another plan or two in between level and guaranteed. Their system is exactly how it should be!