Best FE Rates for F Smoker

[TDFnCali]

My companies:

Americo, Monumental, Assurity, RNA, United Heritage. Easiest app, UH in my opinion. Does anyone really run into that many smokers any more?

Wino, the "Southerners" are not into all this "healthy living stuff", so smokers are a norm down there....I only run into a smoker in Cali about 2-3 a week. Its the same for food, go down there & visit a Waffle House (my fav place when im in the south) & ask for turkey bacon or egg whites....they will physically throw u out!! LoL

On the actually OP's post...I found the RNA & esp UHL are NOT good for smokers. Americo is bar none #1, Monu isnt far behind, RNA maybe if client is female & fairly young. I dont think UHL wants to insure smokers, their rates are the absolute worst!

 

[SPUR CITY]

Wino, the "Southerners" are not into all this "healthy living stuff", so smokers are a norm down there....I only run into a smoker in Cali about 2-3 a week. Its the same for food, go down there & visit a Waffle House (my fav place when im in the south) & ask for turkey bacon or egg whites....they will physically throw u out!! LoL

On the actually OP's post...I found the RNA & esp UHL are NOT good for smokers. Americo is bar none #1, Monu isnt far behind, RNA maybe if client is female & fairly young. I dont think UHL wants to insure smokers, their rates are the absolute worst!

Americo is GOOD for smoking FEMALES BUT Assurity usually beats usually Americo for smoking MALES. For example...

Male 65 SMOKER for $15K=
Assurity=$102
Americo=$109

Male 50 SMOKER for $20K=
Assurity=$66
Americo=$80

Male 70 SMOKER for $10K=
Assurity=$95
Americo=$96