Blue Cross in PA question

May 16, 2008

  1. loudee
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    loudee Super Genius

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    How would one go about getting appointed for Blue Cross/Blue Shield in Pennsylvania? Also what is their commission structure?


    Thanks,
    Lou
     
    loudee, May 16, 2008
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  2. theinuranceguy
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    theinuranceguy Guru

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    I dont think you can get appointed with them, and if you can it would probably have to be captive. I could be wrong, but I know for sure on the Medicare Advantage Side you cannot contract with them, only Unicare.
     
  3. CHUMPS FROM OXFORD
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    CHUMPS FROM OXFORD Guru

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    Here are the Capital BC GAs. I might have the Highmark ones at work. If Arnguy is around, he might know.


    American Insurance Administrators
    Amy Weyant
    4550 Lena Drive
    Mechanicsburg, PA 17055
    717.591.8280
    Fax 717.591.8155
    Caruso Benefits Group, Inc.
    Mike Caruso
    74 W. Broad St.
    Suite 370
    Bethlehem, PA 18018-5738
    610.865.0261 Fax 610.867.6012
    Emerson, Reid and Co., Inc.
    Bill Carlton
    4507 N Front St
    Suite 301
    Harrisburg PA 17110
    717.671.5833 Fax 717.671.5836
    BENECON Group
    Marty Bystrom
    3175 Oregon Road
    Leola, PA 17540
    888.400.4647
    or
    PO Box 609
    Brownstown, PA 17508-0609
    888.400.4647
    Hartman Employee Benefits, Inc
    Craig Miller
    420 William Street
    Williamsport, Pa 17701
    570.326.7241 Fax 570.322.3740
     
  4. theinuranceguy
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    theinuranceguy Guru

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    This is why we keep Chumps around. He knows his stuff. I stand corrected.
     
  5. loudee
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    loudee Super Genius

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    Thanks guys :)

    Myself and allot of other new agents really appreciate all the help.

    Lou
     
    loudee, May 17, 2008
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  6. CHUMPS FROM OXFORD
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    CHUMPS FROM OXFORD Guru

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    "This is why we keep Chumps around. He knows his stuff."

    I get lucky every now and then. Of course, I rarely venture into the Senior market. You have me there.
     
  7. arnguy
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    arnguy Guru

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    Loudee, I see you are located in Philadelphia so I would assume you would want to write BC in the 5-County Philadelphia area. Independence Blue Cross is the exclusive carrier in the aforementioned area. They opened up ti independent broker/agents back in 1990 and one could contract directly with them. About 10 years ago they made changes to that program. They set up 3 levels for brokers assigning them to the levels based on production. What this did was to cause most agents to sign up under a MGA. As far as Blue Shield, that is statewide and was merged into Highmark, thus, Highmark Blue Shield. There are 4 Blue Cross affiliated associations in PA, each has its own exclusive territory. With IBC (Independence BC) it is possible to write sole proprieors as a one-person group through an approved association. The 3 other BC's are Highmark (formerly BC of Western PA covering 26 counties), Capital BC mentioned by Chumps (covering central PA), and BC of Northeastern PA (it's obvious what their territory is). All use Highmark BS for the BS coverage. If you would like the details just PM me and I will get back to you tomorrow or Monday.
     
    arnguy, May 17, 2008
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  8. mwc
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    mwc New Member

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    Lou,

    I will be happy to help you out. I am a broker for a GA of Independence Blue Cross in the Philadelphia area. I can fill you in on all the information you would be looking for.


    Matt
     
    mwc, May 19, 2008
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  9. CHUMPS FROM OXFORD
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    CHUMPS FROM OXFORD Guru

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    I decided to change this post.
     
    Last edited: May 19, 2008
  10. mwc
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    mwc New Member

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    Certainly not trying to steal anyone's thunder, and it is obvious arnguy does know what he is talking about. Just trying to see if I can't help lou out here.
     
    mwc, May 19, 2008
    #10
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