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Guest
Guest
Al, you've mentioned six-figure incomes in about the last half dozen posts.
Well that's what everyone seems to suggest they make. You have as well in previous posts, although knowing you as I do, and knowing that your temperament is not well suited to this industry I don't understand how or why you do so well. I would have thought that you would struggle in this business... seeing as you are hardly a "people person." Anyway, it seems that most people with as many years in this business as you have (it's what... 15 now?) have a book of renewals and do well.
I get the feeling that it bothers you that you've never earned more the $25,000 in any year selling insurance.
I don't know where you get your figures from, but they are not accurate. However, unlike you and others I will not make six figures... but I'm not all that far away. I should hit that by the end of 2010. Of course, I'm about 25% retired ("semi" would mean half), I concentrate prospecting for and writing larger life cases (buy-sell, special need trust, etc.) in three upscale areas in and near where I live, and I'm enjoying building the practice (especially on the golf course !)
As you know (and have commented pejoratively on in the past... talk about jealousy!) I have an investment income that provides to a large degree (but not totally) for our needs (We're a one-earner household seeing as my wife is on federal disability from being crippled by arthritis.) I made good, safe, low-risk, solid financial and real estate decisions in my 30s, 40s and 50s and now that I'm in my 60s, the investment goals set many years ago are starting to come due... just as planned. Rick, you and I are about the same age? Where are you in your financial master plan? You doing OK as well? Or did you have a lot of market exposure the past twenty four months? (If you, like me, hedged (i.e. "insured) most of your larger long positions with (way) out-of-the-money put options for a "doomsday scenario" (like what we've been though!) you should be fine... and probably made a little money as so many others have.)
Maybe your rage is based on jealousy?
No, my rage is based on the fact that greedy agents in this industry have no social conscience. I don't know where you stand on the issue of a national system, but again you have shown yourself to be totally self-centered so I can only assume that you would not favor a system that would be best for most Americans even if it would be worse for you as an agent. I'd be happy to be wrong about that... but since you don't even believe in God (your choice and privilege,) I would have serious doubts that you believe in a greater good or any kind of social contract. With you, Rick... I just don't see a man with much concern for his fellow citizens.
Or since you've proved time and again that you really don't understand the purpose of insurance, maybe you're just lashing out because you're confused.
Yes. Of course. I see what you mean... and I understand how you arrived at that conclusion. I understand the way you think. But look at it from another side. Mike knows you. I know you. Everyone on this board knows you... and how you think. Some will believe you... but I have to believe that most won't. Still, if this is what you believe, and if you are happy in this belief, more power to you. I've finally learned not to antagonize you. As I told Mike, it is best not to take what you say personally.
Al