Broke and Brand New

[dabatman]

New guy here. Haven't been licensed yet but will be taking the FL-215 for Life, Health and Variable Annuities this coming Wednesday. Great info on this board and very happy I ran across it. Being that I'm new in the industry I'm a little dumb with the acronyms here so could some one help me out with CPS & BNI?

 

[Clint]

Re: Broke and Brand New...

Damn Clint - 2:15 in the morning? Doing occasional health when I run into it, but mostly med supp's and FE. Could not deal with chasing after health prospects that rarely get OFF the pot and make sane decisions. Could not imagine doing health only with the way things are going.

Definately prefer working with people that NEED me.

Actually in Germany so I am 6 hours ahead of EST; but I was up early this morning....thanks for the clarification; I am going to have to give Frank a call....

 

[ins.dave]

Re: Broke and Brand New...

Actually in Germany so I am 6 hours ahead of EST; but I was up early this morning....thanks for the clarification; I am going to have to give Frank a call....

With current economy, definetly a longer "gestation period."

 

[Clint]

New guy here. Haven't been licensed yet but will be taking the FL-215 for Life, Health and Variable Annuities this coming Wednesday. Great info on this board and very happy I ran across it. Being that I'm new in the industry I'm a little dumb with the acronyms here so could some one help me out with CPS & BNI?

BNI is business networking international; a group whereby you join and give/get leads and pay a fee.... caveat emptor.

 

[Chazm]

BNI is business networking international; a group whereby you join and give/get leads and pay a fee.... caveat emptor.

Corrections...not leads they are "supposed" to be referrals.
Though, through my first 6 weeks, my first referral was actually a referral and my next 4 referrals were actually leads.

 

[medicarebenefitsdirect]

I am newly licensed and broke as hell, I spent all my money on getting licensed! I was advised by my manager to join my local college alumni chapter, attend the local board of Realtors meetings, join a BNI and buy internet leads. I am looking for more ways to generate quality leads for free, if that is possible. Any and all suggestions are greatly appreciated. Thank you.

If you are that broke I would get a job in the evening doing some part-time work and focus on insurance during the day. I know a lot of people who have done this for the first 6 months or so. Good luck!

 

[jmhopkins40]

I am newly licensed and broke as hell, I spent all my money on getting licensed! I was advised by my manager to join my local college alumni chapter, attend the local board of Realtors meetings, join a BNI and buy internet leads. I am looking for more ways to generate quality leads for free, if that is possible. Any and all suggestions are greatly appreciated. Thank you.

Well most "Guru" status will say buy a list and call all day. Others will say walk and talk all day. Of course Chumps buys and uses leads very well, others use dialers very well, others sell from the webiste very well and the list goes on.....Go wide and deep....find someone that will start you off.

 

[ABC]

If you are that broke I would get a job in the evening doing some part-time work and focus on insurance during the day. I know a lot of people who have done this for the first 6 months or so. Good luck!

100% agree
I worked a night gig for my first 3 years.

 

[YouGotMyMoney]

I am newly licensed and broke as hell, I spent all my money on getting licensed! I was advised by my manager to join my local college alumni chapter, attend the local board of Realtors meetings, join a BNI and buy internet leads. I am looking for more ways to generate quality leads for free, if that is possible. Any and all suggestions are greatly appreciated. Thank you.

If you just spent all your money on getting licensed ...

DO NOT BUY INTERNET LEADS.

If you want to generate quality leads for free or next to free, you will need to do b2b or telemarket.

 

[Mark]

I am newly licensed and broke as hell, I spent all my money on getting licensed! I was advised by my manager to join my local college alumni chapter, attend the local board of Realtors meetings, join a BNI and buy internet leads. I am looking for more ways to generate quality leads for free, if that is possible. Any and all suggestions are greatly appreciated. Thank you.

1st Click Here to see just some of my free ideas.

2nd You can email me at [email protected] and I will send you a ton of free stuff that might help you.

What you need to do is to copy what other agents did when they 1st got started selling insurance. Don't reinvent the wheel. Talk with at least 20 agents that are successful now and see how they made it.

I still hear my father screaming at me about " SEE THE PEOPLE, SEE THE PEOPLE AND SEE THE PEOPLE"

You have to find clients that have a problem and then fix it for them. Find a niche Market.

I can take some time with you and share with you some ideas and see how I can help you.

This forum is full of great ideas and people. SPend some time looking around on this forum.