BTIS Artisan Contractor Insurance

[Arnage150]

Did the company at least cover the damage to the pipe and cost of concrete floor? Is yes, then I thin the policy covered what's it supposed to cover.

Negative, under $2,500 PD ded.

 

[Gulfman]

Good info guys

With GL for plumbers; "What type of cases are covered?"





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[marindependent]

I totally agree about the "Sunset" clause. The insurance seems very inexpensive. Plumbers insurance an no water coveragE?

 

[PhilL]

That is the intent but an insurer's narrow interpretation can and often leads to a declination. This exclusion has been litigated ad nauseum leaving courts across the country struggling to deal with the scope of this language.

I haven't been in the claims game since I managed a team in NJ years ago. This was always an issue. We twisted it every way possible for logical adjustment solutions as it caused so many problems and misunderstandings. I suppose I shouldn't be surprised that it is still a major issue but I can't help but be surprised that it has never been effectively addressed. Could it be an issue that the "litigation fees collectors" can always count on to "stay around" forever?

 

[ARus]

BTIS has 10,000 E&O implemented to their policy. But the policy itself doesn't include completed work. It should be added as endorsement.