insuremeplz
Expert
- 49
I'm mostly a health guy so I'd love some advice on buying a personal life insurance policy. I've maxed my IRA contributions so I'm looking for somewhere to stuff away some extra cash, plus I'd like to be able to say I own life when I do on occasion sell a policy. Here's my criteria:
- I'm single and young and don't have dependents so I'm not worried about the death benefit, only the cash accumulation of the policy.
- I want to spend between $100-$150 per month
- I barely know the difference between whole and universal, and would love some advice on what fits my situation best
- I don't currently smoke, but have within the past year. Other than that my H/W and health are perfect.
-Major bonus points if the company will advance the FYC on a personal policy, I originally considered an ING policy but this wasn't an option.
Thanks for the help! I'll also consider putting the contract through whoever is able to spend some time with me and help out.
- I'm single and young and don't have dependents so I'm not worried about the death benefit, only the cash accumulation of the policy.
- I want to spend between $100-$150 per month
- I barely know the difference between whole and universal, and would love some advice on what fits my situation best
- I don't currently smoke, but have within the past year. Other than that my H/W and health are perfect.
-Major bonus points if the company will advance the FYC on a personal policy, I originally considered an ING policy but this wasn't an option.
Thanks for the help! I'll also consider putting the contract through whoever is able to spend some time with me and help out.