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Several of my clients have had good luck witha company called www.lexingtonlawfirm.com
They charge a monthly retainer but their experiance has been good
They charge a monthly retainer but their experiance has been good
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The ad posted for hiring didnt say anything about needing good credit. Does anyone know if this is a requirement. I dont really care about getting advances -- they mentioned it is 100% commission anyway. Anyway, does anyone know for sure? I would think he would let me know upfront so we wouldnt even waste a time going thru an interview.
Someone will give you a real anwer eventually. I have known people with bankruptcies get appointed and felonies for that matter. Not sure about the big companies like NYL though. Obviously you need good credit to work for them.
Principal and Aig so far said no, NYL is next
This doesn't exist for mortal beings, unless you were employed by Fair Issac, the company that has the most meaningful credit scoring algorithm, and you had access to their research.
All you're going to get are generalizations you typically can't go wrong with: keeping your utilization ratio's low, payment on time, etc., etc., etc.
That being said, for personal use, some of the credit bureau companies online offer various simulators so you can run just that, what your credit score might look life IF x, x, and x...
However, be cautioned that scores derived directly from the credit bureaus themselves are generally NOT meaningful. The only meaningful score is the "FICO" score, and that, in MY experience, runs about 100 points lower than whatever scores the credit bureaus use, as they use their own algorithms.
The entire "credit" industry is a complete scam IMHO. To think that you wouldn't be able to sell insurance (specifically health, life, disability, ad&d, P&C) because of poor credit is just stupefying. I can see where an annuity company would be concerned about twisting a prospect's arm to get a commission, but c'mon, the insurances??? What am I missing here?
I applied to mass mutual (Legacy financial in providence, RI)and they asked about my credit on the 2nd interview and said I had to fix it. I got an offer from NYL and they haven't said anything about credit. Should I be worried?That's crazy. I have only heard of a background check but credit score? I've never heard of such a thing here in RI. Good luck and I would check your employment laws on this one.