I am a "captive" agent. Yet, I am 1099'd, lease my computer, pay for my own marketing expenses, & my E&O which are all deducted from my commission. In addition, my contract indicates that it "shall not be construed to create the relationship of employer and employee" between said parties. I am not on a draw and receiving no leads. Yet I am been given a hard time from my "superiors" regarding production and have been threatened to terminate my contract if I don't pick it up. Here is my question...what do they care if I am not producing up to their expectations if I am not an employee and an "independent contractor"? Could I produce more...probably, but it would jeopardize the relationships I have established i.e family and friends. Am I wrong?